With rings as collateral for a Mesa home loan, our jewelry appraisers test precious metals and diamonds to determine their value. The diamond tests include a visual inspection with a jeweler’s loupe, as well as weighing the article, the size (determination of the carat weight) of all the stones and the cut / color / clarity of each, also known as the 4 C’s. In addition, we test the metal using a special acid that determines the carat of gold. By providing us (and our customers) with the necessary answers for a successful transaction, this process is totally safe for your jewelry. This is done to guarantee a clean test, so that there are no false readings in your article that could harm what we can lend you.
On average, we lend more in jewelry, diamonds and gold than our competition!